How to Request Tax Returns and Transcripts from the IRS

If you need a copy of a previous tax return or tax transcript, the Internal Revenue Service (IRS) requires you to file Form 4506 or one of its variations. This form only requires you to fill in nine lines on a single page, but depending on your needs, you may not need to go through this process.

Understanding IRS Form 4506

Form 4506, also known as the “Request for Copy of Tax Return,” allows you to request copies of your tax returns for the past six years as well as the current year. However, this form may not be the quickest option, as the IRS cautions that it could take up to 75 days to process your request. You may opt for a tax transcript instead, which is a faster and free alternative that lists key information from your return and is often sufficient for various purposes such as applying for a mortgage.

Who Uses Form 4506?

Taxpayers can use Form 4506 to request copies of their tax returns or to authorize the sending of their return to a third party, such as a tax professional or a lender. Spouses can request copies of jointly filed returns without the other spouse’s signature on the form.

Types of Form 4506 and Their Uses

There are several versions of Form 4506, each designed for specific purposes:

Form 4506: For tax returns filed in the current year and up to six previous years

Form 4506-T: For tax transcripts

Form 4506T-EZ: A simplified version of Form 4506-T, providing basic tax transcripts

Form 4506-A: For tax returns filed by exempt or political organizations

Form 4506-F: For victims of identity theft who have had fraudulent tax returns filed using their information

How to Fill Out Form 4506

To complete Form 4506, provide the necessary information such as your name, Social Security number, and address. You can also designate a third party to receive the return, indicate the type of return you need, and calculate the fee required for obtaining copies of your returns. Finally, sign and submit the form to the IRS for processing.

Filing Form 4506

Form 4506 cannot be e-filed and must be submitted via mail. If you need a transcript or are a victim of identity theft, alternate filing options are available. The IRS charges $43 for each requested tax return, and the fee can be paid by check or money order included with your form.

Ensure your form reaches the IRS within 120 days of signing it to avoid having to start the filing process over. For detailed mailing instructions and addresses, visit the IRS website.